12. I have trouble paying my federal student loans. I`ve heard that my employer can deduct credit payments from my salary if I don`t take care of the payments on time. It`s true? The employer must withdraw from the worker a written copy of his consent to a possible deduction. There is additional protection in the retail trade. Employers in the retail trade cannot deduct more than 10% of a person`s gross salary from a pay slip (with the exception of the final pay slip). Sometimes an employee has agreed to a lending company making deductions from their salary. This is relatively rare and workers and employers should think carefully before entering into such an agreement, as it could have repercussions for employers and workers if the situation changes. In particular, the parties should consider liability for cessation or non-passing-on of payments and how payments on wages are recorded and paid to third parties.

Your employer should let you know if they are about to deduct your salary. You can make certain deductions that put your salary below the national minimum wage. Deductions from a worker`s wages can only be made if they are prescribed by law, if they have been agreed by the worker or if, in certain circumstances, they are excessive. However, borrowing money from the employer is usually a bad idea for this reason. Their only recourse, although the employer has broken the law, is to go to a federal or national employment agency or small claims court. Although you are legally protected, if your employer tries to take revenge on you, it can still put you in a very unpleasant situation. After talking to a government agency and/or a local lawyer, you need to decide whether it`s worth challenging your employer or paying the money back faster, when it`s a tough financial situation. Your employer might ask you to sign a withdrawal agreement after this event, but they wouldn`t be able to withdraw money unless it happens again. If your contract allows for payroll deductions from your employer, you must either have received: 7.

For personal reasons, I had to borrow money from my employer. We had an agreement that $200 would be deducted from each paycheck, for a total of $400 per month. Now my employer wants to change that to deduct $300 per paycheck/$600 per month. Can my employer change the contractual terms in this way? If several consecutive deductions have been made, you must assert a right within 3 months of the last deduction. You can claim up to 2 years of return until there is no gap of 3 months or more between deductions. 1. Is it legal for my employer to deduct from my salary? A deduction is appropriate when an employer makes goods or services available to a worker in the course of his or her normal activities. . . .